I was dismayed at how much money I was spending on my homeowners insurance, as I am sure many others are as well. Recently I read about insurance mitigation. This is something I had never heard about, so I looked into it a bit. Basically, many of us are paying way too much for our insurance and just don’t know it, as I was.
If your roof was put on after 1994, you qualify for a discount. If you have adequate hurricane shutters, you qualify for a discount. There are many other factors that qualify you for a substantial discount as well.
Recently, I hired Jay Schwartz, President of Coast To Coast Home Services, Inc to perform a Mitigation Inspection on three of my properties located in the Miami/Ft. Lauderdale areas. The inspection cost $150.00 per property and Jay guarantees that if you do not get a minimum $150.00 reduction in your insurance premium he will refund you your fee, so there is no risk.
All three of my properties qualified. I simply emailed the report to my insurance agent who then forwarded it to my insurance company. Within approximately 60 days, I got checks from all three companies. Each check was for an amount between $500 to $600. The savings is even greater than that because the premium will now be that much less annually, saving me literally thousands of dollars over the time I will own the properties.
I found Jay’s company to be very reliable. They showed up at the appointed meeting time (rare these days), and were professional and easy to work with.
If you have own a property I would encourage you to contact Jay to see if he can help you. What have you got to lose?
ELLEN BITHELL
Jay Schwartz, President of Coast To Coast Home Services, Inc
Florida Digital Network
Corporate Office: 954.673.3479 Fax 954.212.0311
Naples Office: 239.298.4396
Posted in: Insurance
